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How Can I Transfer Money From KWFT to M-Pesa (Step-by-Step Guide)?

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If you bank with KWFT, you may be asking how to transfer money from KWFT to M-Pesa quickly. Many users want a simple way to move funds from their account to mobile money without visiting a branch.

The process is easy and can be done directly on your phone.


Quick Answer

To transfer money from KWFT to M-Pesa, *dial 859#, enter your PIN, select funds transfer → mobile money → M-Pesa, enter details, confirm, and receive SMS confirmation.


Step-by-Step: How to Transfer Money From KWFT to M-Pesa

Step 1: Dial KWFT USSD Code

Start on your phone.

  • Dial *859#
  • Use your registered mobile number

Step 2: Enter Your Mobile Banking PIN

Secure access.

  • Input your KWFT Mobile Banking PIN

Step 3: Select Funds Transfer

Navigate options.

  • Choose Funds Transfer

Step 4: Select Mobile Money Transfer

Proceed with transaction.

  • Select Mobile Money Transfer

Step 5: Choose Account to M-Pesa

Specify destination.

  • Select Account to M-Pesa

Step 6: Choose Recipient Option

Pick where to send.

  • Select To My Phone or To Another Phone

Step 7: Enter Details

Provide transaction info.

  • For your number → Enter amount only
  • For another number → Enter phone number + amount

Step 8: Select Account

Choose your KWFT account.

  • Pick the account to debit from

Step 9: Confirm Transaction

Finalize transfer.

  • Review details
  • Select Accept to proceed

Step 10: Receive Confirmation

Transaction complete.

  • You’ll receive SMS confirmation from KWFT and M-Pesa

How to Deposit Money From M-Pesa to KWFT

Step 1: Open M-Pesa Menu

Go to your phone menu.


Step 2: Select Lipa na M-Pesa

Proceed with payment.


Step 3: Choose PayBill

Select PayBill option.


Step 4: Enter Business Number

  • Use 101200

Step 5: Enter Account Number

  • Input your KWFT account number

Step 6: Enter Amount

  • Specify the amount

Step 7: Enter M-Pesa PIN and Confirm

  • Complete the transaction

Step 8: Receive Confirmation

  • You’ll get SMS from M-Pesa and KWFT

Extra Tips and Best Practices

  • Double-check phone numbers before sending
  • Keep your PIN private
  • Ensure sufficient account balance
  • Save frequent numbers for faster transfers
  • Confirm transaction messages immediately

Common Mistakes to Avoid

  • Entering wrong phone number
  • Sending without confirming details
  • Using incorrect account number for deposits
  • Ignoring confirmation messages
  • Sharing your PIN

FAQs About KWFT to M-Pesa Transfers

1. Is the transfer instant?

Yes. Transfers are usually processed instantly.


2. Can I reverse a wrong transaction?

It’s difficult. Contact Kenya Women Microfinance Bank immediately for assistance.


3. Do I need internet for KWFT mobile banking?

No. It works via *USSD (859#) without internet.


Final Thoughts

Knowing how to transfer money from KWFT to M-Pesa makes managing your finances much easier. You can move money anytime, anywhere using your phone.

Follow the steps carefully, confirm details, and enjoy seamless transactions.