Cross-border travel in East and Southern Africa requires proper documentation, especially insurance. The COMESA Yellow Card is a regional motor vehicle insurance scheme that allows seamless movement across multiple countries while providing third-party coverage.
This guide explains how to apply, what it covers, and what you need before travelling.
Quick Answer
Apply through your motor insurance provider → request a COMESA Yellow Card → pay based on travel duration → receive your card.
What Is COMESA Yellow Card Insurance?
The COMESA Yellow Card is:
- A third-party motor vehicle insurance cover
- Valid across multiple COMESA countries
- An extension of your local motor insurance
👉 It is not valid in your home country, only in foreign COMESA member states
What Does the Yellow Card Cover?
- Third-party injury claims
- Medical expenses for passengers and driver
- Liability arising from road accidents
Countries Covered by COMESA Yellow Card
The insurance is valid in several countries, including:
- Kenya
- Uganda
- Tanzania
- Rwanda
- Zambia
- Zimbabwe
- Malawi
- Ethiopia
- Sudan
- Burundi
- Democratic Republic of the Congo
Step-by-Step: How To Apply for COMESA Yellow Card
Step 1: Have a Valid Motor Insurance Cover
You must already have an active local motor insurance policy
Step 2: Contact Your Insurance Provider
Request a COMESA Yellow Card from your insurer
Step 3: Provide Travel Details
- Destination countries
- Travel duration
- Vehicle details
Step 4: Pay the Required Premium
Cost depends on:
- Duration of travel
- Number of passengers
- Countries covered
Step 5: Receive Your Yellow Card
You will be issued the insurance certificate
Documents Required When Travelling
Always carry:
- COMESA Yellow Card
- Valid driving license
- Passport
- Vehicle documents
Digital COMESA Yellow Card App
The COMESA scheme now offers a mobile app that provides:
- Real-time insurance verification
- Policy details access
- Faster processing
Available on Android and iOS devices
Important Tips
- Always apply before travelling
- Ensure your coverage matches your route
- Keep both digital and physical copies
- Verify validity dates
Conclusion
Applying for COMESA Yellow Card insurance is simple and essential for cross-border travel in Africa. By getting it through your insurer and ensuring all documents are in order, you can travel safely and legally across multiple countries.
