How do I apply for HELB TVET loan in Kenya as a first-time applicant?

I was looking into funding options for a TVET course and came across the HELB TVET loan. At first, I wasn’t sure about the application steps, requirements, or where to submit the forms.

If you’re planning to apply, here’s a simple guide to help you successfully apply for a HELB TVET loan in Kenya.

Quick Answer

To apply for a HELB TVET loan, create an account on the HELB portal, fill the TVET loan form, print and sign it, attach required documents, and submit at a Huduma Centre or HELB office.

What Is HELB TVET Loan?

The Higher Education Loans Board provides loans to students in:

• National Polytechnics
• Technical Training Institutes (TTIs)
• Technical Colleges
• Vocational Training Centres (VTCs)

👉 Loan features:

• 4% interest rate per year
• KSh 1,000 annual ledger fee

Step-by-Step: How to Apply for HELB TVET Loan (First Time Applicants)

Step 1: Visit HELB Website

Go to the official HELB portal.

Step 2: Create an Account

Click Create Account and register.

Step 3: Log in to Student Portal

Use your credentials to log in.

Step 4: Select TVET Loan Form

Choose TVET First Time Loan Application Form (TLAF).

Step 5: Fill Application Form

Enter all required details carefully.

Step 6: Print Application Forms

Print TWO copies of the completed form.

Step 7: Get Forms Signed and Stamped

Have the forms:

• Signed
• Stamped by relevant authorities

Step 8: Attach Required Documents

Include all supporting documents (see below).

Step 9: Submit Application

Submit one copy at:

• Huduma Centre
  OR
• HELB Student Service Centre

Step 10: Keep Your Copy

Retain one complete copy for your records.

Required Documents for HELB TVET Loan

Prepare the following:

• Admission letter
• National ID copy
• KCSE result slip/certificate
• Parents’ ID copies or death certificate
• Guarantors’ ID copies
• Bank ATM/Bank card copy
• Passport-size photo

HELB TVET Loan Repayment Terms

• Repayment starts 1 year after completion
• Interest rate: 4% per year
• Repayment period: up to 48 months

👉 You can also make early voluntary payments.

Extra Tips and Best Practices

• Apply early before deadlines
• Ensure all documents are clear and complete
• Use reliable guarantors
• Double-check all details before submission
• Keep copies of all documents

Common Mistakes to Avoid

• Submitting incomplete forms
• Missing required signatures
• Providing wrong information
• Forgetting to attach documents
• Not keeping a personal copy

FAQ

Who qualifies for HELB TVET loan?

Students in approved TVET institutions in Kenya.

What is the interest rate?

The loan attracts 4% annual interest.

Where do I submit the application?

At a Huduma Centre or HELB office.

Conclusion

Applying for a HELB TVET loan in Kenya is straightforward if you follow the steps carefully. Ensure your documents are complete and submit your application on time to increase your chances of approval.

List of Approved TVET Institutions By HELB

HELB. Contacts

Head Office: Anniversary Towers, 19th Floor

Student Service Centre:  Mezzanine One (M1) Floor, Anniversary Towers
Operating Hours:
8.00am – 5.00pm
Service Offered:
Loan Disbursement Enquiries

Phone: 0711052000

Email: [email protected]