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How do I buy Safaricom shares in Kenya step by step for beginners?

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(@sande)
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[#178]

I’ve always wanted to invest in Safaricom shares, especially since it’s one of the most profitable companies in Kenya. But I didn’t know where to start or whether I needed a broker or special account.

If you’re also looking to invest, here’s a simple guide to help you buy Safaricom shares in Kenya.


Quick Answer

To buy Safaricom shares, open a CDS account, choose a broker or investment platform, deposit funds, and purchase shares through the stock market or cooperative options.


What Are Safaricom Shares?

Safaricom PLC is a leading telecom company listed on the Nairobi Securities Exchange.

👉 Buying shares means:

  • You become a part-owner of the company
  • You can earn dividends and capital gains

Ways to Buy Safaricom Shares in Kenya

There are two main ways:

1. Through a CDS Account (Stock Market)

  • Open a CDS account with a stockbroker
  • Buy shares directly on the Nairobi Securities Exchange (NSE)

2. Through Safaricom Investment Co-operative

  • Buy shares from existing members (secondary market)
  • Easier for beginners

Step-by-Step: How to Buy Safaricom Shares via CDS Account

Step 1: Choose a Stockbroker

Select a licensed stockbroker or investment bank.

Step 2: Open CDS Account

Register a Central Depository System (CDS) account.

Step 3: Deposit Funds

Transfer money to your trading account.

Step 4: Place Buy Order

Request your broker to buy Safaricom shares.

Step 5: Receive Shares

Shares will be credited to your CDS account.


Step-by-Step: How to Buy via Safaricom Investment Co-operative

Step 1: Become a Member

Meet requirements:

  • Buy minimum shares
  • Pay registration fee
  • Submit documents

Step 2: Deposit Money

Send funds to the share trading account.

Step 3: Shares Allocation

Shares are allocated:

  • Within 7 working days
  • Using FIFO system (first come, first served)

How to Buy Safaricom Shares via M-Pesa

Step 1: Go to M-Pesa Menu

Open your phone.

Step 2: Select Lipa na M-Pesa

Choose Paybill option.

Step 3: Enter Business Number

Input 163163.

Step 4: Enter Account Name

Use your name or group name.

Step 5: Enter Amount

Input amount to invest.

Step 6: Confirm Payment

Enter PIN and complete.


How to Buy Safaricom Shares via Bank

Step 1: Visit Bank or Use Mobile Banking

Use Co-operative Bank.

Step 2: Enter Account Details

  • Name: Safaricom Investment Co-operative
  • Account Number: 01120150100700
  • Branch: Westlands

Step 3: Deposit Funds

Complete transaction.


Extra Tips and Best Practices

  • Start with small investments
  • Track share price trends
  • Reinvest dividends
  • Use licensed brokers only
  • Diversify your portfolio

Common Mistakes to Avoid

  • Investing without research
  • Using unlicensed brokers
  • Ignoring market trends
  • Expecting instant profits
  • Investing all your money in one stock

FAQ

Do I need a CDS account to buy shares?

Yes, for stock market trading.

Can I buy Safaricom shares via M-Pesa?

Yes, through the co-operative option.

How long does share allocation take?

Usually within 7 working days.


Conclusion

Buying Safaricom shares in Kenya is easier than most people think. Whether through a CDS account or cooperative, you can start investing and grow your wealth over time.


 
Posted : March 28, 2026 7:18 pm