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How do I pay Tala loan via Mpesa using Paybill step by step?

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(@sande)
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[#246]

I recently needed to repay my Tala loan but wasn’t sure about the correct Mpesa Paybill and steps. Since Tala loans have a short repayment period, it’s important to repay on time to avoid extra charges.

If you’re trying to repay your Tala loan, here’s a simple guide that makes it easy.


Quick Answer

To pay Tala loan via Mpesa, go to Lipa na Mpesa, select Paybill, enter 851900, use your phone number as the account number, input the amount, and confirm payment.


Step-by-Step: How to Pay Tala Loan via Mpesa (Paybill 851900)

Step 1: Open Mpesa Menu

Go to Mpesa on your phone.

Step 2: Select Lipa na Mpesa

Choose “Lipa na Mpesa”.

Step 3: Select Paybill

Tap on Paybill option.

Step 4: Enter Business Number

Enter 851900.

Step 5: Enter Account Number

Input your registered phone number.

Step 6: Enter Amount

Enter the amount you want to repay.

Step 7: Enter PIN and Confirm

Input your Mpesa PIN and press OK.

Step 8: Receive Confirmation

You will receive an Mpesa confirmation SMS.


Important Notes Before Repayment

  • Always confirm the name Tala Mobile before sending
  • Use the correct phone number
  • Repay within 30 days
  • Keep your Mpesa confirmation message

About Tala Loan in Kenya

  • Loan limit: Up to KSh 50,000
  • Repayment period: 30 days
  • Interest rate: Around 15%
  • Instant loan disbursement via Mpesa

Extra Tips and Best Practices

  • Repay early to improve your loan limit
  • Clear full amount to avoid extra fees
  • Double-check all details before confirming
  • Monitor your loan balance via the app
  • Keep records of your payments

Common Mistakes to Avoid

  • Entering wrong phone number
  • Using incorrect Paybill number
  • Paying late
  • Ignoring confirmation message
  • Sending wrong amount

FAQ

What is Tala Mpesa Paybill number?

The Paybill number is 851900.

What account number should I use?

Use your registered phone number.

How do I confirm repayment?

Check your Mpesa SMS and Tala app.


Conclusion

Repaying your Tala loan via Mpesa is quick and straightforward. Just use the correct Paybill, enter your phone number correctly, and confirm your payment to stay on track and avoid penalties.


 
Posted : March 29, 2026 7:55 am