How do I send money from M-Pesa to Access Bank (Transnational Bank) account in Kenya?

I recently needed to transfer money from my M-Pesa account to my bank, and I realized not everyone knows the exact steps. If you’re using Access Bank (formerly Transnational Bank), the process is actually simple once you know the Paybill details.

Here’s a quick and clear guide to help you send money without mistakes.

Quick Answer

To send money from M-Pesa to Access Bank, go to Lipa na M-Pesa, select Paybill, enter 862862, input your account number, amount, and confirm with your PIN.

Step-by-Step: How to Send Money from M-Pesa to Access Bank

Step 1: Open Your M-Pesa Menu

• Go to your phone
• Open the M-Pesa toolkit

Step 2: Select Lipa na M-Pesa

• Choose Lipa na M-Pesa option

Step 3: Choose Paybill Option

• Tap Paybill

Step 4: Enter Business Number

• Input 862862 (Access Bank Paybill)

Step 5: Enter Your Bank Account Number

• Use your Access Bank account number
• Double-check for accuracy

Step 6: Enter Amount to Send

• Input the amount you want to deposit

Step 7: Enter Your M-Pesa PIN

• Confirm the transaction securely

Step 8: Confirm Transaction

• Review details carefully
• Press OK to complete

You will receive:

• M-Pesa confirmation SMS
• Bank confirmation notification

Extra Tips and Best Practices

• Confirm your account number before sending
• Keep transaction messages for reference
• Be aware of transaction limits (KSh 70,000 per transaction)
• Send a small test amount if unsure
• Ensure your phone number is registered with M-Pesa

Common Mistakes to Avoid

• Entering wrong account number
• Sending money to wrong Paybill
• Ignoring transaction confirmation
• Exceeding transaction limits
• Rushing through the process

FAQ

What is the Paybill number for Access Bank Kenya?

How long does the transfer take?

Usually instant or a few minutes.

What is the maximum amount I can send?

KSh 70,000 per transaction.

Conclusion

Sending money from M-Pesa to your Access Bank account is quick and convenient once you follow the correct steps. Always double-check your details to avoid errors and ensure smooth transactions.