If you want to move money from M-Pesa to your National Bank account, the process is actually very simple. Many people use this method daily to deposit money without visiting a bank.
Here’s a clear, step-by-step guide you can follow anytime.
Quick Answer
To transfer money from M-Pesa to National Bank, go to Lipa na M-Pesa → Paybill → enter 625625, add your account number, enter amount, and confirm.
Step-by-Step: How to Transfer Money from M-Pesa to National Bank
Step 1: Open M-Pesa Menu
Go to your phone and open the M-Pesa menu.
Step 2: Select Lipa na M-Pesa
Tap on Lipa na M-Pesa.
Step 3: Choose Pay Bill
Select Pay Bill option.
Step 4: Enter Business Number
Enter the National Bank Paybill number:
- 625625
Step 5: Enter Your Account Number
Select Account Number and input your National Bank account number.
Make sure it's correct to avoid sending money to the wrong account.
Step 6: Enter Amount
Input the amount you want to transfer.
Step 7: Confirm and Complete Transaction
- Enter your M-Pesa PIN
- Confirm the details
You will receive a confirmation SMS once the transaction is successful.
How to Open a National Bank Account (Optional Tip)
If you don’t have an account yet:
- Dial *625#
- Follow the prompts
- Your account will be created instantly
You’ll receive your account number within minutes.
Extra Tips and Best Practices
- Always double-check your account number before sending
- Start with a small amount if it’s your first time
- Keep your confirmation SMS for records
- Ensure your M-Pesa balance is enough (including transaction fees)
Common Mistakes to Avoid
- Entering the wrong account number
- Using the wrong Paybill number
- Ignoring confirmation details before sending
- Sending large amounts without testing first
Frequently Asked Questions (FAQs)
1. How long does it take for money to reflect in National Bank?
Most transfers are instant, but sometimes may take a few minutes.
2. Can I transfer money at night or weekends?
Yes, the service works 24/7, including weekends and holidays.
3. What happens if I enter the wrong account number?
The money may go to the wrong account. Always confirm details before sending.
Final Thoughts
Transferring money from M-Pesa to National Bank is fast, secure, and convenient. Once you get used to the steps, it becomes a quick everyday process.
