I wanted to transfer money from M-Pesa to my Co-operative Bank account, but I wasn’t sure about the exact Paybill and steps. Thankfully, the process is straightforward and takes just a few minutes.
If you’re looking to move money from M-Pesa to your bank account, here’s a simple guide to follow.
Quick Answer
To transfer money from M-Pesa to Co-operative Bank, go to Lipa na M-Pesa, select Paybill, enter 400222, input your account number, amount, and confirm.
What You Need Before Sending Money
Before starting, make sure you have:
- Co-operative Bank account number
- M-Pesa PIN
- Correct Paybill number (400222)
About Co-operative Bank of Kenya
The Co-operative Bank is a Tier 1 bank in Kenya, offering:
- Mobile banking services
- Real-time transactions
- Wide branch network
👉 It supports easy deposits via M-Pesa Paybill.
Step-by-Step: How to Transfer Money From M-Pesa to Co-operative Bank
Step 1: Go to M-Pesa Menu
Open your phone and access the M-Pesa menu.
Step 2: Select Lipa na M-Pesa
Tap on Lipa na M-Pesa.
Step 3: Select Paybill
Choose the Paybill option.
Step 4: Enter Business Number
Input:
👉 400222
Step 5: Enter Account Number
Enter your Co-operative Bank account number.
Step 6: Enter Amount
Input the amount you want to transfer.
Step 7: Enter M-Pesa PIN
Enter your PIN and confirm.
Step 8: Receive Confirmation SMS
You will receive:
- M-Pesa confirmation message
- Bank confirmation message
Transaction Limits
- Maximum per transaction: KSh 150,000
- Subject to M-Pesa daily limits
Extra Tips and Best Practices
- Always verify your account number
- Save Paybill for future use
- Keep SMS confirmations
- Transfer during active banking hours
- Ensure enough M-Pesa balance
Common Mistakes to Avoid
- Using wrong Paybill number
- Entering incorrect account number
- Sending wrong amount
- Ignoring confirmation messages
- Sharing your PIN
FAQ
What is Co-op Bank Paybill number?
400222.
How long does the transfer take?
Usually instant or within minutes.
Can I reverse a wrong transaction?
Yes, contact M-Pesa or the bank immediately.
Conclusion
Transferring money from M-Pesa to Co-operative Bank account is fast and convenient. Just follow the steps carefully and confirm your details before completing the transaction.
