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How do I withdraw money from Standard Chartered Bank to M-Pesa step by step?

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(@sande)
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[#217]

I wanted to transfer money from my Standard Chartered Bank account to M-Pesa, but I wasn’t sure which option to use on the app or how the process works.

If you’re trying to move money quickly from your bank to your phone, here’s a simple guide to help you withdraw funds to M-Pesa without confusion.


Quick Answer

To withdraw money from Standard Chartered Bank to M-Pesa, log into the mobile app, select payments, choose mobile money, enter your number, confirm, and complete using OTP.


Methods to Withdraw Money from Standard Chartered to M-Pesa

You can withdraw using:

  • Mobile App (recommended)
  • *USSD Code (722#)

Step-by-Step: Withdraw Money via Standard Chartered App

Step 1: Log in to the Mobile App

Open and log in to your Standard Chartered Bank app.

Step 2: Go to Payments Section

Navigate to Payments.

Step 3: Select Payment Option

Choose either:

  • Pay to Saved Biller
  • One Time Bill Payment

Step 4: Choose Mobile Money

Select:
👉 Mobile Money → M-Pesa

Step 5: Enter Phone Number

Input the M-Pesa phone number.

Step 6: Select Account

Choose the bank account to withdraw from.

Step 7: Enter Amount

Input the amount and add a description (optional).

Step 8: Confirm Details

Review and click Continue.

Step 9: Enter OTP

Enter the OTP sent via SMS to confirm the transaction.


*Alternative Method: Using USSD Code (722#)

Step 1: Dial USSD Code

Dial *722# on your phone.

Step 2: Log in

Enter your credentials.

Step 3: Select Transfer Option

Choose Mobile Money / M-Pesa transfer.

Step 4: Enter Details

Input:

  • Phone number
  • Amount

Step 5: Confirm Transaction

Enter your PIN and complete the transaction.


Important Things to Know

  • Transfers are usually instant
  • Ensure your number is correct before confirming
  • You will receive SMS confirmation

Extra Tips and Best Practices

  • Save your number as a biller for faster transfers
  • Double-check transaction details
  • Keep your OTP and PIN secure
  • Ensure sufficient account balance
  • Use the app for a smoother experience

Common Mistakes to Avoid

  • Entering the wrong phone number
  • Not confirming transaction details
  • Sharing OTP with others
  • Using wrong payment option
  • Ignoring confirmation messages

FAQ

How long does it take to transfer money to M-Pesa?

Transfers are usually instant.

Can I use USSD instead of the app?

Yes, dial *722#.

Is there a charge for withdrawal?

Yes, charges may apply depending on amount.


Conclusion

Withdrawing money from Standard Chartered Bank to M-Pesa is quick and convenient using either the app or USSD. Just follow the steps carefully and confirm your details before completing the transaction.


 
Posted : March 28, 2026 9:57 pm