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How to Send Money from M-Pesa to Credit Bank Account (Paybill 777100 Guide)

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(@sande)
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[#297]

If you're trying to send money from M-Pesa to your Credit Bank account, you’re not alone. Many people want a quick and secure way to move funds without visiting the bank.

The good news is that M-Pesa Paybill makes it very easy. You only need the correct business number and your account details.


Quick Answer

To send money from M-Pesa to Credit Bank, go to Lipa na M-Pesa → Paybill, enter 777100, use your account number, add the amount, then confirm with your PIN.


Step-by-Step: How to Send Money from M-Pesa to Credit Bank

Follow these simple steps:

  1. Open M-Pesa Menu
    Go to your phone’s M-Pesa menu.
  2. Select Lipa na M-Pesa
    Tap on Lipa na M-Pesa option.
  3. Choose Paybill
    Select Paybill (not Buy Goods).
  4. Enter Business Number
    Type 777100 (Credit Bank Paybill number).
  5. Enter Account Number
    Input your Credit Bank account number carefully.
  6. Enter Amount
    Add the amount you want to send.
  7. Confirm with PIN
    Enter your M-Pesa PIN and press OK.
  8. Wait for Confirmation
    You will receive SMS confirmation from both M-Pesa and Credit Bank.

Important Details You Should Know

  • Paybill Number: 777100
  • Maximum per transaction: Ksh 70,000
  • Processing time: Usually instant
  • Always double-check your account number before sending

Extra Tips for Smooth Transactions

  • Always confirm the Paybill number (777100) before sending
  • Save the Paybill as a frequent contact for faster future use
  • Send a small test amount first if unsure
  • Ensure your M-Pesa balance is sufficient, including transaction fees

Common Mistakes to Avoid

  • Entering the wrong account number
  • Using Buy Goods instead of Paybill
  • Typing the wrong business number
  • Sending more than the allowed transaction limit
  • Ignoring confirmation messages

Frequently Asked Questions (FAQs)

1. How long does it take for money to reflect in Credit Bank?

Most transactions are instant, but in rare cases, it may take a few minutes.

2. Can I reverse money sent to the wrong Credit Bank account?

Yes, but you need to contact M-Pesa support immediately to request a reversal.

3. What is the Paybill number for Credit Bank?

The official Credit Bank Paybill number is 777100.


Credit Bank Kenya Contact Details

  • Phone: +254 709 072 000 / +254 20 228 3000
  • Location: Mercantile House, Koinange Street, Nairobi

Conclusion

Sending money from M-Pesa to Credit Bank account is fast and convenient. Once you know the correct Paybill (777100) and your account number, the process takes less than a minute.

Just follow the steps carefully, avoid common mistakes, and you’ll enjoy smooth transactions every time. 🚀


 
Posted : March 29, 2026 9:51 am