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How to Transfer Money from M-Pesa to Bank of Africa Account (Paybill 972900 Guide)

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(@sande)
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[#299]

Trying to transfer money from M-Pesa to your Bank of Africa account but not sure how? You’re not alone. Many people want a fast way to deposit money without visiting the bank.

Using M-Pesa Paybill is the easiest method. Once you know the correct details, the process takes less than a minute.


Quick Answer

To send money from M-Pesa to Bank of Africa, go to Lipa na M-Pesa → Paybill, enter 972900, add your account number, input the amount, and confirm with your PIN.


Step-by-Step: How to Transfer Money from M-Pesa to Bank of Africa

Follow these simple steps:

  1. Open M-Pesa Menu
    Go to your phone and launch the M-Pesa menu.
  2. Select Lipa na M-Pesa
    Tap on Lipa na M-Pesa.
  3. Choose Paybill
    Select Paybill option.
  4. Enter Business Number
    Input 972900 (Bank of Africa Paybill number).
  5. Enter Account Number
    Type your Bank of Africa account number carefully.
  6. Enter Amount
    Enter the amount you want to transfer.
  7. Confirm with PIN
    Input your M-Pesa PIN and press OK.
  8. Receive Confirmation
    You will get an SMS confirmation from both M-Pesa and Bank of Africa.

Important Details to Note

  • Paybill Number: 972900
  • Required: Correct account number
  • Processing time: Usually instant
  • Always verify details before confirming the transaction

Extra Tips for Smooth Transactions

  • Save 972900 as a frequent Paybill for faster access
  • Always double-check your account number
  • Send a small test amount first if unsure
  • Ensure your M-Pesa balance covers fees + amount

Common Mistakes to Avoid

  • Entering the wrong account number
  • Using Buy Goods instead of Paybill
  • Typing incorrect business number
  • Rushing without confirming transaction details
  • Ignoring confirmation messages

Frequently Asked Questions (FAQs)

1. How long does it take for money to reflect in Bank of Africa?

Most transfers are instant, but sometimes may take a few minutes.

2. Can I reverse money sent to the wrong account?

Yes, contact M-Pesa support immediately for reversal assistance.

3. What is the Paybill number for Bank of Africa?

The official Bank of Africa Paybill number is 972900.


Bank of Africa Contact Details

  • Phone: 0703 058120 / 020 3275120
  • Email: [email protected]
  • Address: BOA House, Karuna Close, Off Waiyaki Way, Westlands, Nairobi

Conclusion

Using M-Pesa to transfer money to your Bank of Africa account is quick, simple, and reliable. As long as you use the correct Paybill number (972900) and your account details, the process is smooth.

Follow the steps carefully and avoid common mistakes to ensure your money reaches your account instantly. 🚀


 
Posted : March 29, 2026 9:53 am