I recently needed to send money from Kenya to Rwanda using M-Pesa, but I wasn’t sure how the process works. Cross-border transfers can feel complicated if you’ve never done them before.
If you’re trying to send money from M-Pesa to MTN Rwanda, here’s a simple guide that shows you exactly how to do it.
Quick Answer
To send money from M-Pesa to MTN Rwanda, dial *840#, select “Send Money Abroad,” enter the recipient’s MTN number, amount, and confirm using your PIN.
Step-by-Step: How to Send Money from M-Pesa to MTN Rwanda
Method 1: Using USSD (*840#)
1. Register for M-Pesa Global
- Dial *840#
- Enter your location
- Input your M-Pesa PIN
- Receive confirmation SMS
2. Send money to Rwanda
- Dial *840# again
- Select “Send Money Abroad”
- Choose “Send to Mobile Number”
- Select Rwanda
- Enter recipient number (format: 250XXXXXXXXX)
- Enter amount
- Enter your M-Pesa PIN
- Confirm transaction
3. Receive confirmation
You’ll get:
- Transaction confirmation SMS
- MTCN code (share with recipient if needed)
Method 2: Using MySafaricom App
1. Open MySafaricom App
Ensure internet is active.
2. Activate M-Pesa Global
- Go to M-Pesa
- Select M-Pesa Global
- Accept terms and enter PIN
3. Send money
- Tap “Send to Mobile”
- Select Rwanda
- Enter recipient number and details
- Enter amount
- Select source and purpose
- Confirm and send
Requirements
- Active Safaricom M-Pesa account
- Recipient must have MTN Mobile Money (Rwanda)
- Registered for M-Pesa Global
Charges and Limits
- Minimum: KSh 101
- Maximum: KSh 70,000
Sample charges:
- KSh 100–999 → KSh 22
- KSh 1,000–2,499 → KSh 33
- KSh 10,000–34,999 → KSh 110
- KSh 50,000–70,000 → KSh 220
Extra Tips and Best Practices
- Always confirm recipient number (use correct Rwanda format)
- Check exchange rates before sending
- Send small test amount first if unsure
- Keep transaction SMS for reference
- Use the app for a smoother experience
Common Mistakes to Avoid
- Entering wrong country code
- Not activating M-Pesa Global
- Sending above allowed limit
- Ignoring transaction fees
- Entering incorrect recipient details
FAQ
How long does it take to send money to MTN Rwanda?
Usually within minutes.
Do I need internet to send money?
No for USSD, yes for app method.
What currency does the recipient receive?
Rwandan Franc (RWF).
Conclusion
Sending money from M-Pesa to MTN Rwanda is quick and easy using M-Pesa Global. Just register, follow the steps, and your transfer will be completed in minutes.
