I recently needed to send money from Kenya to Uganda using M-Pesa, but I wasn’t sure how the process works. Cross-border transfers can feel confusing if you’ve never done them before.
If you want a fast and reliable way to send money from M-Pesa to MTN Uganda, here’s a simple step-by-step guide.
Quick Answer
To send money from M-Pesa to MTN Uganda, dial *840#, select “Send Money Abroad,” enter the MTN Uganda number, amount, and confirm with your PIN.
Step-by-Step: How to Send Money from M-Pesa to MTN Uganda
Method 1: Using USSD (*840#)
1. Register for M-Pesa Global
- Dial *840#
- Enter your location
- Input your M-Pesa PIN
- Receive confirmation SMS
2. Send money to Uganda
- Dial *840#
- Select “Send Money Abroad”
- Choose “Send to Mobile Number”
- Select Uganda
- Enter recipient number (format: 256XXXXXXXXX)
- Enter amount
- Enter your M-Pesa PIN
- Confirm transaction
3. Receive confirmation
You’ll get a confirmation SMS with transaction details.
Method 2: Using MySafaricom App
1. Open MySafaricom App
Ensure you have internet access.
2. Activate M-Pesa Global
- Go to M-Pesa
- Select M-Pesa Global
- Accept terms and enter PIN
3. Send money
- Tap “Send to Mobile”
- Select Uganda
- Enter MTN Uganda number
- Fill in recipient details
- Enter amount
- Select source and purpose
- Confirm and send
Requirements
- Active Safaricom M-Pesa account
- Recipient must have MTN Mobile Money Uganda
- M-Pesa Global service activated
Charges and Limits
- Minimum amount: KSh 101
- Maximum amount: KSh 70,000
Sample charges:
- KSh 100–999 → KSh 22
- KSh 1,000–2,499 → KSh 33
- KSh 10,000–34,999 → KSh 110
- KSh 50,000–70,000 → KSh 220
Extra Tips and Best Practices
- Always confirm recipient number (use correct Uganda code 256)
- Check exchange rates before sending
- Send a small test amount if unsure
- Keep transaction confirmation messages
- Use the app for easier navigation
Common Mistakes to Avoid
- Entering wrong country code
- Not activating M-Pesa Global
- Sending incorrect amount
- Ignoring transaction fees
- Entering wrong recipient details
FAQ
How long does it take to send money to MTN Uganda?
Usually within minutes.
What currency does the recipient receive?
Ugandan Shillings (UGX).
Do I need internet to send money?
No for USSD, yes for app method.
Conclusion
Sending money from M-Pesa to MTN Uganda is quick, secure, and convenient using M-Pesa Global. Just follow the steps, confirm details, and your transfer will be completed in minutes.
