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How can I use Buy Now, Pay Later with Chrome Autofill?

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You can use Buy Now, Pay Later (BNPL) options through Autofill in Google Chrome to split payments into installments during online checkout.

To get started, open Chrome and go to Settings > Autofill and passwords > Payment methods. Make sure Autofill for payments is enabled and that your supported payment options are set up in your Google Account.

When you shop online and reach the checkout page, click on the payment field. Chrome will show your saved payment methods. If BNPL is supported for that transaction, you may see an option to pay in installments instead of paying the full amount upfront.

Select the BNPL option, then follow the prompts. You may need to review terms such as payment schedule, interest (if any), and eligibility. Approval depends on the provider and your account status.

Once confirmed, Chrome will autofill the required details and complete the transaction using the selected BNPL plan.

Keep in mind that BNPL availability depends on the merchant, region, and supported providers. Not all websites or purchases will offer this option.

Important: This payment method is available to users in the US who make a transaction in USD at select merchants.

Buy now, pay later is an alternative payment method. It lets you make a purchase and pay for it over a series of installments. This payment method is available when you use Google Pay to make an online purchase at select merchants. Google Pay gives you the option to select from various buy now, pay later providers. Financing isn’t offered by Google. It is offered through providers, each with their own requirements.

Learn about buy now, pay later

On your Android device:

  1. Open Chrome.
  2. To the right of the address bar, tap More (three dots) and then Settings.
  3. Tap Payment methods.
  4. Go to "Pay later" or "Pay over time" and select the button to turn the feature on or off.

On your computer:

  1. Open Chrome.
  2. At the top right, select Settings and then Autofill & Passwords.
  3. Go to "Pay over time."
  4. Select the button.

Each provider has their own requirements to determine eligibility, which Google Pay does not determine. To learn more about their BNPL requirements, go to the provider's website.

Affirm:  https://helpcenter.affirm.com/s/article/why-was-I-declined

Zip:  https://help.us.zip.co

Klarna:  https://www.klarna.com/us/customer-service/csc/declined-purchase/declined-purchase-payments/

You can find and remove previously linked providers on the Google Wallet website. Learn how to manage payment methods on the Google Wallet website.

To add or re-add a provider, select a buy now, pay later payment provider during checkout with Chrome autofill. To link the provider, complete the on-screen instructions.

To manage transactions, go to the provider's website.

Affirm:  https://www.affirm.com/user/signin

Zip:  https://help.us.zip.co

Klarna:  https://app.klarna.com/manage-payments

To find the completed buy now, pay later transactions with Google Pay:

On your Android device:

  1. Open the Google Wallet app.
  2. Tap your Profile icon at the top right.
  3. Tap Activity or Transactions to see your BNPL purchases.
  4. Select a transaction to get more details.

Tip: For shipping or delivery updates, contact the merchant where you bought the item. For questions about your payment plan, sign in to your BNPL provider’s account.

On your computer:

  1. Open Chrome.
  2. Go to the Google Wallet website.
  3. At the top left, select Transactions.
  4. To get more details, select a transaction.

Tips:

  • For older transactions, select View more transactions.
  • The most recent transactions appear by default.
  • To get more information on a transaction, select the specific payment method you used.

Your provider will send you the details of your future payment plan, like payment dates and amounts. Contact the provider directly with questions regarding future payments.

Affirm:  https://www.affirm.com/user/signin

Zip:  https://help.us.zip.co

Klarna:  https://app.klarna.com/manage-payments

For questions or refund requests, contact the merchant or financing provider directly.

Affirm:  https://helpcenter.affirm.com/s/article/get-a-refund

Zip:  https://help.us.zip.co

Klarna:  https://www.klarna.com/us/customer-service/csc/refunds/manage-refunds/

Related resources

For security, Chrome may require authentication before completing the payment. Always review the payment terms carefully before proceeding.

In summary, Chrome Autofill can surface Buy Now, Pay Later options during checkout, allowing you to split payments conveniently when supported by the retailer and provider.