I needed to repay my Tala loan via M-Pesa, but I wasn’t sure about the correct paybill number or account details. Since late repayment can affect your borrowing limit, it’s important to get it right.
If you’re using Tala, here’s a simple step-by-step guide to help you repay your loan easily.
Quick Answer
To repay your Tala loan via M-Pesa, go to Lipa na M-Pesa → Paybill, enter 851900, use your registered phone number as the account number, and confirm payment.
What You Need Before Repayment
- Registered Tala phone number
- M-Pesa balance
- Correct Tala paybill number (851900)
Step-by-Step: How to Repay Tala Loan via M-Pesa
Step 1: Open M-Pesa Menu
Go to your M-Pesa menu.
Step 2: Select Lipa na M-Pesa
Choose Lipa na M-Pesa → Paybill.
Step 3: Enter Business Number
Enter 851900.
Step 4: Enter Account Number
Input your phone number used to register with Tala.
Step 5: Enter Amount
Enter the amount you want to repay.
Step 6: Enter M-Pesa PIN
Enter your M-Pesa PIN and confirm.
Step 7: Confirm Details
Review all details and press OK.
Step 8: Receive Confirmation SMS
You will receive a confirmation message from M-Pesa.
Important Things to Know
- Always ensure payment is sent to Tala Mobile
- Use the correct phone number as account number
- Repay on time to maintain a good loan limit
Extra Tips and Best Practices
- Pay your loan before the due date
- Double-check your phone number
- Keep confirmation SMS for reference
- Pay full amount where possible
- Track repayment in the Tala app
Common Mistakes to Avoid
- Entering wrong paybill number
- Using incorrect phone number
- Paying less than required amount
- Not confirming transaction details
- Ignoring repayment deadlines
FAQ
What is Tala paybill number?
The paybill number is 851900.
What account number should I use?
Use your registered phone number.
What happens if I don’t repay on time?
It may affect your loan limit and borrowing history.
Conclusion
Repaying your Tala loan via M-Pesa is quick and straightforward. Just follow the steps carefully, confirm your details, and pay on time to maintain a good borrowing record.
